Keep your chin up, Ms.FL. Things will work out OK if you plan carefully. Just be careful with your money. It is not late at developing a game plan with "people you can trust" on how y'all can help each other.
If you have a backyard, it is time to get into growing your own fruits and vegetables. You will be surprised how much you can end up saving. If you or anyone you know knows how to fish and it is cheap to do so then make time and do it. Similarly, if you are a meat eater and it is cheap to go and hunt it is not a bad idea to take a deer or a boar. Sorry folks, I am not trying to offend anyone, it is about survival, and being PC does not help.
Be careful on the streets. As more and more people become desperate crime might also increase.
The situation is what it is right now, and it will be what it will be. Accepting mana from heaven, when it happens, with a smile is great, just do not count on it.