Don't get me wrong man sometimes i do wish i would've done better for myself years ago and if my family could've afforded to put me through full time college which for the working class at that time here was not an option in Ireland or at least working class areas of Dublin
(i ended up paying myself through part time college a few years later but sadly never finished the degree as the price of the course went up) and have a career and all that, but there are one or 2 old mates of mine with a career and wife and 2.4 kids,and they are actually bored,maybe they settled down too soon who knows,but whilst they might have stability,etc ask yourself does that REALLY make one happy (everyone to their own) i don't even particular like what i do but im doing it a few years now and it's what im used to and it's a job,but if i manage to clear my debts or at least get them down to a very resonable level (wishful thinking) and get some cash together then im off travelliing, and when i get back ill know by then exactly what i wanna do with my life,that is if i don't stay abroad, id miss the football too much though knowing me