I always travel with Travelers checks because if they get lost or stolen they can be replaced. Sure I have to go to the bank and cash them but hey, I think it's worth the trouble just to be safe. Oh, and if theyget lost or stollen this is what you do. There is a number for each check and you use that number to get your new checks if they are lost or stollen. You should keep a copy of the numbers in case the checks get lost or stolen. I always give the numbers to a freind or family member back home too in case I lose the damn number myself. Then I can just call them to get the number if I need it. Then you call up American Express or whoever you got the checks from and I believe they will handle it from there and give you new checks. Kind of a hassle, but in my opinion it's a good way to go if you tend to misplace things, like I often do! Hee! Hee!