Argue it with them. tell them how much its worth and back it up with print outs of similar cars that are for sale backing up how much you say its worth. Show them invoices/receipts for any recent work done on it too. You've got to prove to them what it would cost for you to buy another car the same as you lost. then they should pay you that minus the excess. Never accept their first offer....they dont expect you to accept it either
Been Aberdeen Twice
Honestly?They do expect you to contest it?
I thought if I had the car insured for a certain value, they had to pay that minus the excess....funking tw*ts!!
It's almost half what I was expecting
