Debt

Barbie said:
:lol: I'm the same - never had any debt, I think I would cry if I couldn't pay off my credit card bill in full every month :oops: I think it's just how I've been brought up, to only buy what you can afford :?
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I think the credit market now though is evil - I managed to get a credit card at 18 as soon as I started uni - madness 8O - my only income was a student loan of just over 4 grand a year 8O 8O . Luckily I didn't use it, but I did rack up a huge debt in my first month at work before I got paid. I can't imagine the pain I'd be in now if I'd been tempted to use it.

It's taken me about a year to sort my cash out but I'm much better now, at the end of each month I now finish with cash rather than poorer :lol: (then again, I have had several pay rises in the last 12 months :? )
 
Barbie said:
:lol: I'm the same - never had any debt, I think I would cry if I couldn't pay off my credit card bill in full every month :oops: I think it's just how I've been brought up, to only buy what you can afford :?
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I was bought up like that too - my dad would go mad if he was still here :oops: Think I must of had a mini breakdown or something :oops: New Year's resolution is to sort it out though! Means only one London trip a year though :evil:
 
Barbie said:
:lol: I'm the same - never had any debt, I think I would cry if I couldn't pay off my credit card bill in full every month :oops: I think it's just how I've been brought up, to only buy what you can afford :?
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Have you got your e-christmas card yet? :? :lol: :lol: :lol:
 
Barbie said:
Is it to my gmail - I can't access it at work. Did you get your boring paper one - soz I don't embrace these fancy e-card things :lol: ;)
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OMG was that you???

:lol: :lol: :lol: I'm so stupid sometimes.

I only went and emailed my friend Sarah who has a brother called Tom in my home town to say thanks for the card as I've not heard from her in ages! 8O :lol:

But why would I do that? Honestly, I worry about myself sometimes. :lol: :lol: :lol:

You'll like your card. Suggest you have a sick bag at the ready though.

(still haven't met the doggies) <=8O
 
Robder said:
OMG was that you???

:lol: :lol: :lol: I'm so stupid sometimes.

I only went and emailed my friend Sarah who has a brother called Tom in my home town to say thanks for the card as I've not heard from her in ages! 8O :lol:

But why would I do that? Honestly, I worry about myself sometimes. :lol: :lol: :lol:

You'll like your card. Suggest you have a sick bag at the ready though.

(still haven't met the doggies) <=8O
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:lol: PMSL, next year I'll make it clearer which Sarah and Tom I'm referring to :lol: ;)

I will check gmail as soon as I get home 8O

2007 can be the meeting the doggies project ;)
 
Holly G said:
Yes, getting into debt is wrong but sucking **** for money is right. :lol:
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exactly, the latter can't be wrong anyway cos two wrongs don't make a right and there is no way the latter can be wrong seeing how the first is defo wrong. that makes no sense.:?
 
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