Credit cards

LindseyWilliams

New Member
Hi was just wondering if anyone knows what happens if your credit card bill comes in and you cant pay the amount? Like f'instance if you lost your job and you had say £3000 outstanding and the monthly payments were say £100? If you rang them and told them you couldnt pay it what happens next?

random i know but just wondering really....
 
If you havent got payment insurance then you are knackered...Maybe...

I was luck 8 yaers ago as I was very ill and thank God they froze all interest and let me pay back in very manageable instalments..

Good Luck
 
call em and explain the situation. dont let em fob u off with the "well you should have taken out payment protection" bollox.

see if u can come to some kind of arrangement like trying to freeze the interest and offer an amount u can afford to pay.

then go see Citizens advice for some free debt advice.

UNDER NO CIRCUMSTANCES GET A LOAN TO PAY IT OFF.


i speak from experience.;)
 
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