Travel Insurance

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darky8

New Member
Hi there,

Going to Ibiza for my first time this year, with a group of 5 mates. Only thing is, my holiday pack doesn't include travel insurance. Can anyone reccomend any good sites or companies to buy insurance from??

Any help would be much appreciated!

Will
 
choice is yours really.just google it.and compare prices on sites.i have a year one,but next year with nationwide i will be covered free.just have to swap a d/d over from bank thats all.saving me £43.00
 
Insurance

Yes the best way is shop around , the bank insurance is ok with credit card as long as you have no pre existing medical conditions as they will charge extra for theses and the charge is sometimes more than if you bought direct , but make sure you tell them . you can opt out of buying the extra cover for pre existing but that depends on medical conditions and if you think you be ok and have no problems ,
I am with Columbus Direct this time but have used loads , each year its different so dont stay loyal to one , shop about
 
It depends from what county you are from. If you are from EU, EHIC card should be enough but having travel insurance allows you to use private doctors etc.
 
EHIC = nhs hosptial/make sure if worst happens they take you there.you must carry the card at all times.thats just for heath.not for lose of money/case etc.
 
why do you need insurance if your airline company loses your case? it's their responsibility, isn't it, as you have paid them to transport you and your case to your destination.
 
they give you money to buy things with thats why.untill your case turns up.

Delay, Damage To Or Loss Of Baggage Including Valuables
 
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Money? Ha! They give you 25 euros (at least, SpanAir does)

Barely enough to cover the essentials as your toiletries will have gone missing together with your underwear.

Reference: the 5 euro discount shirt a certain Spotlighter was forced to wear to We Love @ Space a few years back. It was... epic.
 
the airline might give you a little towards things you need.but your insurance will cover more than that.depends which level you took out on how much you can claim.per day.this is no joke/take a photo of your case.as you will have a job saying.well its black?.
 
Losing baggage without insurance is not nice. Insurance company pays money almost immediately that you can get some essentials like clothes and other stuff that you might need. My friend lost his baggage in Mallorca and he got immediately money from the insurance company to get some clothes and basic stuff for the family. It's quite not nice to wait one week in your hotel room for your baggage to arrive. Money solves all problems...

Airlines usually pay with delay if they pay at all. I don't think that any insurance will pay if you "lose" money or other stuff. They will pay if someone steals money but not just for "losing" or "forgetting".

Anyhows, my home insurance will pay for stolen or broken stugg abroad and lost baggage. I have all year travel insurance for major accidents and EHIC-card. Covers absolutely everything.
 
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Check the small print ,a lot of policies do not cover you if you have been drinking alchol,so for instance if you fall and break your leg after a few beers they wont pay out
 
they also don't cover you for dangerous sports like parasailing, cliff diving, etc and also for any illegal activities.
 
Just make sure you read properly what your insurance actually covers you for. I will hold my hand up and dont actualyl read it all through thoroughly. I jst make sure it covers the main / commona problems encountered when on holiday.

Last year when we went to Malia, my GF fell of a quad bike, obviously wernt going to say that though so made up a story about a flip flop breaking and her falling down the stairs (actualy had a broken flip flop for proof :lol: as mine broke a few days prior haha) ....anyway, she had insurance but typically there was a 150 excess to pay, funny that :roll: oh and not to mention the extra 30 quid for the crutches :roll:
 
opmdevil said:
It depends from what county you are from. If you are from EU, EHIC card should be enough but having travel insurance allows you to use private doctors etc.
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The card entitles you to what is covered in the countries state scheme although you may have to pay a patient contribution fee. But if you are unfortunate enough to have to be flown home this card doesn't cover those costs.
 
Boardgrrrrl said:
The card entitles you to what is covered in the countries state scheme although you may have to pay a patient contribution fee. But if you are unfortunate enough to have to be flown home this card doesn't cover those costs.
Click to expand...

Yes, that's true but for minor mishaps EHIC is ideal as it is basically free so there is no reason why one should not have one.
 
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