Spoke with my dad over the weekend and it turns out that my mum had a couple of policies going, which in the event of her sad passing are to be paid out, Now my dad wants to divvy these up bewteen me & my brother, however as my mum had no will drawn up, he now has to get a "letter of probate". which If my memory serves me well, allows my dad to do this.Can anyone be more specific? 
