Credit Cards?

Beckiboo

Beckiboo

Active Member
I want to get a new creditcard, transfer a balance from my old card, and make a few new purchases on it. Has anyone got any recommendations for good credit cards to get? I've got a Lloyds one at the moment but the 0% interest has run out so want to transfer the balance.

:?
 
Barbie said:
Rebecca I thought you said you were trying to stop using your credit cards :spank: :lol: ;)

I have Tesco Personal Finance credit card, I think they're meant to be quite good, I pay off my bill every month tho I don't know about interest.

This site compared credit cards so you can see which ones have best offers http://www.moneysupermarket.com/car...m=Adwds_CreditCards&bbkid=credit+cards+best&x
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Sorry mum!

I'm only using it for booking hotels, insurance etc, nothing else! I cant totally clear my balance at the moment so there's no point me getting interest charged is there!?! :spank:
 
Damn - someone got there before me.
The Independent on Saturday said the M&S one is the best at the mo. ;)
 
Mint are doing 0% on balance transfers until July '07, according to their adverts. No idea if there is a fee, although I suspect there will be as that's the catch with these deals.

I agree with what Barbie says about credit cards - evil things.
 
Barbie said:
I don't think they're evil, I never carry cash so I put everything on it - I'm far too lazy to go to cash machines so my credit card is a godsend :lol:
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If you use them like that, they're fine (although I use my Switch as opposed to a credit card) especially if you get money back, but it's so easy to use it for a 'few things' with the idea of paying it off immediately and then it slowly creeping up every month and being stung with high interest rates.

As soon as you can pay it all off - do so!
 
Clara said:
If you use them like that, they're fine (although I use my Switch as opposed to a credit card) especially if you get money back, but it's so easy to use it for a 'few things' with the idea of paying it off immediately and then it slowly creeping up every month and being stung with high interest rates.

As soon as you can pay it all off - do so!
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Oh I completely agree, I pay the balance off in full every month - I think it's scary that people get credit limit of £5,000 and think it's theirs to spend - I'm just too sensible :lol:
 
silvia said:
I never had a credit card and I never will :lol:
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When I met Tom he didn't have a credit card, he didn't even have a debit card, just a bank card for a bank account that he'd had since he was young which had really good interest but you couldn't get a debit/credit on it cos it was designed for kids :lol: He used to go everywhere with a big wad of money cos no other way to pay for stuff :lol:
 
Barbie said:
When I met Tom he didn't have a credit card, he didn't even have a debit card, just a bank card for a bank account that he'd had since he was young which had really good interest but you couldn't get a debit/credit on it cos it was designed for kids :lol: He used to go everywhere with a big wad of money cos no other way to pay for stuff :lol:
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:lol: :lol: :lol: at Tom's bank card designed for kids

I only had a credit card for ten days, when we went to New York. And it was a Barça Visa :oops: :lol:
 
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