Bank Charges

today is a great day!

One 'more' up for the little guy...

was taking my bank to court over their charges, even had a court date through and guess what landed on the mat this morning!!!

a letter from the bank saying they've done a reconcilliation of my account and without admission of liability (:evil: whatever!) they've decided to settle my claim in full! Get in! interest charges as well plus the 30 pounds i had to shell out to take them to court.

well pleased!8)
 
:D
jez71 said:
One 'more' up for the little guy...

was taking my bank to court over their charges, even had a court date through and guess what landed on the mat this morning!!!

a letter from the bank saying they've done a reconcilliation of my account and without admission of liability (:evil: whatever!) they've decided to settle my claim in full! Get in! interest charges as well plus the 30 pounds i had to shell out to take them to court.

well pleased!8)
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well done!!! :D More Ibiza spends then! ;)
 
yes definitely I'm quite chuffed really, it wasn't a massive amount but it was the principle of it. Don't know why they didn't just pay up in the first place instead it having to go as far as nearly going to court in a fortnight
 
jez71 said:
yes definitely I'm quite chuffed really, it wasn't a massive amount but it was the principle of it. Don't know why they didn't just pay up in the first place instead it having to go as far as nearly going to court in a fortnight
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how much did u screw em for?
 
£150 with some interest on top8) so not massive amount but better in my pocket that theirs! They still put in the letter that they didn't admit liability:spank:
 
jez71 said:
£150 with some interest on top8) so not massive amount but better in my pocket that theirs! They still put in the letter that they didn't admit liability:spank:
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right id better start printing out the last 6yrs worth of statements then!

:lol:
 
chewie_oo7 said:
right id better start printing out the last 6yrs worth of statements then!

:lol:
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go for it, it's a long drawn out process but worth it in the end! What get's them in the end is when you ask them to declare what it really costs them to put charges on your account etc they duck answering that question and just pay out from what i've been reading. if you go onto the consumeractiongroup forum they've got copies of every letter you need to send etc...
 
jez71 said:
go for it, it's a long drawn out process but worth it in the end! What get's them in the end is when you ask them to declare what it really costs them to put charges on your account etc they duck answering that question and just pay out from what i've been reading. if you go onto the consumeractiongroup forum they've got copies of every letter you need to send etc...
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will do, gonna have to set up a diff bank account 1st tho!

might take some time!
 
good work and good news!

i have sent a letter asking for significantly more over six years - particulalry when i was young, foolish and poor and they seemed to hit me for 50 quid a month for buying beans the day before pay day! if recieved it would pay for ibiza hol & nearly my spends also.
 
agentundercover said:
good work and good news!

i have sent a letter asking for significantly more over six years - particulalry when i was young, foolish and poor and they seemed to hit me for 50 quid a month for buying beans the day before pay day! if recieved it would pay for ibiza hol & nearly my spends also.
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it is definitely worth doing, if you need any help pm me or have a look at the consumer action group forum - they have all the letters you need to send, there's even help on calculation for the interest they OWE YOU for the money they've taken in charges from you!
 
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