Apart from health ...... MONEY!!
Not just the cost of each pack you buy, but other indirect stuff like life insurance.
Our life insurance policy doubled because we said we smoked on average 4 a day
To think the amount you could save could go as extra into your pension or something similar.
Also worth remembering is you only have to have stopped a full year to class yourself as 'non-smoker' too so the benefits can be achieved in the short term quite easily.
What annoys me about these policies is how you get marked down for bad things but never get marked up
Shouldn't they be also asking how often you workout, what foods do you eat? It's all about double standards to suit their pockets 
Not just the cost of each pack you buy, but other indirect stuff like life insurance.
Our life insurance policy doubled because we said we smoked on average 4 a day

To think the amount you could save could go as extra into your pension or something similar.
Also worth remembering is you only have to have stopped a full year to class yourself as 'non-smoker' too so the benefits can be achieved in the short term quite easily.
What annoys me about these policies is how you get marked down for bad things but never get marked up

